Ever tried a dessert so creamy, so fragrant, that it instantly transports you to a warm tropical afternoon? That’s what Vietnamese Banana Tapioca Pudding—known as Chè Chuối—feels like. It’s comfort in a bowl: chewy tapioca pearls, soft bananas, and the rich aroma of coconut milk.
This pudding is one of Vietnam’s most beloved sweet treats, and after one spoonful, you’ll understand why it’s a classic. It’s simple, soothing, and surprisingly easy to make at home.
What Is Vietnamese Banana Tapioca Pudding?
Chè Chuối is a traditional Vietnamese dessert made with small tapioca pearls, ripe bananas, and coconut milk. It’s thick, slightly chewy, and often served warm (though it’s just as delicious chilled).
If you’ve ever had tapioca pudding before, this version is creamier and far more fragrant—thanks to the magic of coconut milk and ripe bananas. It’s a cozy treat with tropical flair, perfect for ending any meal on a sweet note.
Why You’ll Love This Tapioca Dessert
- Naturally vegan – No dairy needed, just creamy coconut milk.
- Simple ingredients – You probably already have most of them.
- Versatile – Serve it warm or cold, as dessert or breakfast.
- Comforting texture – Soft, chewy, creamy—all in one bite.
- Customizable – Add taro, pandan, or sesame seeds for a twist.
This isn’t just dessert—it’s a bowl of nostalgia for anyone who grew up with Asian sweets and an exciting discovery for everyone else.
Ingredients You’ll Need

Here’s everything you need to make this delightful Vietnamese pudding:
- ½ cup small tapioca pearls (the tiny ones used in Asian tapioca desserts)
- 2 cups water (for soaking and cooking)
- 4 medium ripe bananas (the sweeter, the better—if you find small Asian bananas, even better!)
- 1 can (13.5 oz) coconut milk
- ¼ cup sugar (you can adjust depending on banana sweetness)
- ¼ teaspoon salt
- 1 teaspoon vanilla extract (optional but adds lovely depth)
- 1 tablespoon toasted sesame seeds (for garnish)
Optional Add-ins:
- Cooked taro cubes for a taro tapioca pudding twist.
- A few drops of pandan extract for color and aroma.
Step-by-Step Instructions
1. Soak the Tapioca
Rinse the tapioca pearls, then soak them in warm water for about 10–15 minutes. This helps soften them before cooking.
2. Cook the Tapioca
Bring 2 cups of water to a gentle boil. Add the soaked pearls and cook until they turn translucent (about 8–10 minutes). Stir occasionally so they don’t stick together. Drain and set aside.
3. Make the Coconut Base
In a medium pot, combine the coconut milk, sugar, salt, and vanilla extract. Warm over medium heat until the sugar dissolves. Don’t let it boil—just let it gently simmer.
4. Add the Bananas
Slice the bananas into thick coins and stir them into the warm coconut mixture. Let them cook for about 5 minutes until soft but not mushy.
5. Combine Everything
Add the cooked tapioca pearls to the coconut-banana mix. Stir until everything is evenly coated and slightly thickened. If it’s too thick, add a splash of water.
6. Serve & Enjoy
Spoon the pudding into bowls, sprinkle with toasted sesame seeds, and serve warm—or refrigerate for a chilled treat.
Tips for Perfect Banana Tapioca Pudding
- Use ripe bananas: The more speckled they are, the sweeter and more aromatic your pudding will be.
- Don’t overcook the tapioca: They should be chewy, not mushy.
- Coconut milk matters: Full-fat coconut milk gives the best flavor and creamy texture.
- Balance the sweetness: Vietnamese desserts are subtly sweet. Adjust sugar to your taste.
- Serve creatively: Try layering it with mango or topping it with crushed peanuts for extra crunch.
Variations You Can Try
Taro Tapioca Pudding
Replace half the bananas with steamed taro cubes. It adds a starchy, earthy flavor that pairs beautifully with coconut milk.
Cambodian Tapioca Dessert
Add chunks of sweet potato or jackfruit to create a dessert similar to Cambodia’s Chek Ktiss.
Vegan Tapioca Pudding
Skip any condensed milk variations and rely solely on coconut milk. The result is 100% plant-based and just as luscious.
Asian Banana Recipes Twist
Want something fun? Try caramelizing the bananas first before mixing them in—this gives your pudding a deeper, toffee-like flavor.
Storage & Reheating
- Refrigerate: Store leftovers in an airtight container for up to 3 days.
- Reheat: Warm gently on the stove with a splash of water or coconut milk to loosen the texture.
- Serve cold: It thickens as it cools, so stir before serving.
This dessert is just as satisfying cold from the fridge on a hot day as it is warm on a cozy evening.
Serving Ideas
This Vietnamese banana pudding can stand on its own, but if you want to impress, try pairing it with:
- A drizzle of coconut cream on top.
- Crushed roasted peanuts for crunch.
- A sprinkle of toasted coconut flakes.
- Pandan jelly cubes for a colorful twist.
The combination of creamy, chewy, and nutty textures makes it irresistible.
A Little Story from My Kitchen
The first time I tried Chè Chuối was in a tiny café in Saigon. It was served warm, in a simple ceramic bowl, with the scent of coconut milk filling the air. I took one bite, and I was hooked.
Back home, I spent weeks testing the recipe until I got that same comforting texture—soft bananas, chewy pearls, creamy coconut milk. It’s now one of my go-to desserts whenever I need a little pick-me-up.
If you’re anything like me and believe desserts should feel like a hug, this one’s for you.

Vietnamese Banana Tapioca Pudding (Chè Chuối)
Ingredients
Method
- Rinse the tapioca pearls in water, then soak them for about 10–15 minutes. This softens them and reduces cooking time.
- Bring 2 cups of water to a gentle boil. Add the soaked pearls and cook until they turn clear and soft (around 8–10 minutes). Stir occasionally so they don’t stick together. Drain and set aside.
- In a medium saucepan, combine coconut milk, sugar, salt, and vanilla. Heat on medium until the sugar dissolves and the mixture is warm. Don’t let it boil.
- Slice the bananas into thick coins and gently stir them into the warm coconut mixture. Cook for 5 minutes until they soften slightly.
- Add the cooked tapioca pearls. Stir slowly until the pudding thickens and looks glossy. If it’s too thick, add a splash of water.
- Spoon the pudding into bowls and sprinkle with toasted sesame seeds. Enjoy it warm, or let it chill for a cold version.
Notes
- Use ripe bananas for the best flavor. The sweeter they are, the better your pudding tastes.
- Full-fat coconut milk gives the richest and creamiest texture.
- You can serve it warm or cold—it’s comforting both ways.
- Store leftovers in the fridge for up to 3 days. It will thicken, so stir in a little water or coconut milk before reheating.
Frequently Asked Questions
1. Can I make this pudding without coconut milk?
You can substitute part of it with almond or oat milk, but the signature flavor comes from coconut milk. For best results, keep at least half coconut milk.
2. Can I use large tapioca pearls?
Yes, but you’ll need to soak and cook them longer. The texture will be chewier—closer to bubble tea pearls.
3. What kind of bananas work best?
Small, sweet bananas (like Thai or Namwa bananas) are ideal. If you can’t find them, ripe Cavendish bananas work fine too.
4. Is Vietnamese banana tapioca pudding served hot or cold?
Traditionally, it’s served warm, but it’s just as lovely chilled. I personally love it cold from the fridge on a summer afternoon.
5. Can I freeze it?
It’s best enjoyed fresh. Freezing changes the texture of the tapioca and makes it gummy.
Final Thoughts
Vietnamese Banana Tapioca Pudding is proof that simple ingredients can create extraordinary comfort. It’s creamy, fragrant, and so easy to make that it’ll quickly become your go-to tapioca dessert.
Whether you serve it at a dinner party or just whip it up on a quiet Sunday afternoon, one thing’s certain—it’ll disappear fast.
So grab some ripe bananas, a can of coconut milk, and let’s make something sweet together!

